Baku, Finance Time.  AtaBank OJSC has summarized the second quarter of 2012 with successful financial and economic results.  Thus in comparison with indices on the beginning of the year, the increase of net assets of the bank has made 1.9% or 4.4 mln manat and come to 235.4 mln. manat.

Within current year the credit portfolio also has undergone essential changes. As a result of changes the total credit portfolio has increased on 12.5% or 18.4 mln. Manat and come to 165.1 mln. manat.

Within the reporting period was noted the essential increase of the term deposit portfolio. The increase has made 1.9% or 3.1 mln. manat and the size of deposit portfolio come to 166.2 mln. manat. Also it’s important to note, that the size of deposit portfolio was 163,1 mln. manat on the beginning of 2011. During  the reporting period was noted more dynamical growth of physical persons deposits. So, the deposits of physical persons have increased on 6.3%  or 6.4 mln. manat and has made 108.0 mln. manat.

On the end of June return on assets (ROA)  and return on equity  (ROE) has made 1.16% and 10.73%.

On the end of  June the net profit of the bank has also increased and has made 2.7 mln. manat. On the end of reporting period the authorized capital  has made 25.0 mln.manat  and the total capital of the bank has made 32.6 mln. manat.

Also AtaBank has expanded the network of POS terminals and the number of POS terminals has come to 8959, this process continues on the present day.  The number of operating ATMs has come to 68 pieces.

Also it is important to note, that in the course of realization of the project “AtaMatik” the bank has started to render the services to the residents of localities lacking cash machines and bank services in the special vehicles equipped with the cash machines.

For today there are 24 branches and divisions of the bank. 12 of these branches and divisions are located in different regions of republic; the others are located in the capital.